Easy access to capital
Easy access to business capital
Quick answer
FastBiz Loans makes business capital easy to reach: one 60-second online enquiry, a short document list (3–6 months of bank statements, ID and your ABN), decisions in as little as 4 hours and same-day funding possible. Business finance runs from $5,000 to $500,000 for Australian businesses.
Fast, easy and online
The quickest, simplest routes from 'we need capital' to money in the account.
Fast business loans
Fast business loans from $5,000 to $500,000. Apply online in minutes, get a decision in as little as 4 hours, with same-day funding possible.
Open → Same-day funding possibleSame day business loans
Same day business loans from $5,000 to $500,000. See the realistic path to funds today, what has to happen first, and which products can fund same day.
Open → Decision in as little as 4 hrsEasy business loans
Easy business loans and easy business finance, done properly: a 60-second online form, just a few documents and a clear decision in as little as 4 hours.
Open → Same-day funding possibleUnsecured business loans
Unsecured business loans without putting property on the line. Learn how they're assessed on revenue and bank statements, and how director guarantees work.
Open → Same-day funding possibleWorking capital loans
Working capital loans and working capital finance from $5,000 to $500,000. Match your cash gap to the right product for stock, wages, super and BAS.
Open →Capital for every kind of business
Low doc, imperfect credit, sole traders and businesses chasing growth — there's a way in for most.
Low doc business loans
Low doc business loans from $5k to $500k. Skip the tax returns and business plan: bank statements, photo ID and your ABN are usually enough up to $150k.
Open → Timing variesBad credit business loans
Bad credit business loans: how defaults, late payments and past credit events are weighed case by case, and practical steps that improve your odds.
Open → Fast decisionsBusiness loans for sole traders
Sole trader business loans from $5k to $500k. What's different when you trade under your own name, which products fit and what to have ready to apply fast.
Open → Decision in as little as 4 hrsOnline business loans
Online business loans from $5k to $500k. See what happens after you hit submit, how secure bank statement sharing works and how decisions arrive in 4 hours.
Open → Fast decisionsBusiness growth finance
Business growth finance for your next move: a new site, hiring, marketing, a big contract or more stock. Match the right product to your plan and test the numbers.
Open →Compare before you commit
Honest side-by-side comparisons, including when a bank or another product is the better choice.
Line of credit vs business loan
Line of credit vs business loan: a plain comparison of how each works, what it suits and when to choose one, the other or both. Easy decision guide inside.
Open → Timing variesFast business loans vs bank loans
Business loan vs bank loan: an honest look at speed, paperwork, credit, security and price, and when a bank is the better call for your business.
Open → Timing variesInvoice finance vs business loan
Invoice finance vs business loan: compare cash tied up in unpaid invoices with a lump-sum loan, see a worked example and find out which suits your business.
Open →Questions we get asked
What does 'easy access to business capital' actually mean?
A short online enquiry, a small set of documents, a fast and clear answer, and a product that fits what you're funding. It doesn't mean no checks — every application is assessed — but it does mean no 40-page forms or three-week waits.
How much business capital can I access?
Between $5,000 and $500,000 depending on the product and your business. Lenders mainly look at your monthly revenue, what your bank statements show and any existing debts. Loans over $150,000 also need financial statements.
Do I need to be trading for a certain time?
Most products look for 6+ months of trading and $5,000+ in monthly revenue. Businesses under six months old can look at our startup loans, which are assessed case by case.
Will checking my options affect my credit score?
No. The 60-second enquiry doesn't affect your credit score. A lending specialist then talks you through your options before anything formal happens.
Ready when your business is.
One 60-second online enquiry. Decisions in as little as 4 hours, and same-day funding possible once you're approved.